WORKERS’ COMPENSATION
Get Back on Your Feet with Workers’ Compensation
The Division of Workers’ Compensation
handles all claims for injuries or illnesses brought on by your occupation in the State of New Jersey.
Workers’ compensation cases go through this state agency rather than our court system. Broken bones from a construction accident or repetitive stress injuries like carpal tunnel from typing are common injuries that they will cover. The Division will cover some illnesses, as long as the cause is from the individual’s work, such as disease from exposure to toxins on the job. Even if you have a pre-existing illness or injury that was worsened by your occupational duties, workers’ compensation should still cover you.
New Jersey Is a No-Fault State
When it comes to workers' compensation claims, New Jersey is a no-fault state. This means that no matter who was at fault for your injuries, you can still receive workers’ compensation benefits. If you are responsible for the error that led to your injury, you can still be covered; however, if your employer was at fault, you are not allowed to sue them for negligence. There are some instances where an exception can be made if an employer intentionally causes harm to an employee.
Workers’ Compensation Benefits Available in New Jersey Include:
Temporary Total Disability
Temporary Total Disability benefits are designed for injured employees, unable to work, needing medical care. These payments are generally 70% of the employee’s average weekly wage and are subject to a minimum and maximum. For 2019, the maximum is $921, and the minimum is $246.
Permanent Partial Disability
The permanent partial disability benefits are ongoing in weekly payments. The amount depends on what type of injury you have and the severity of the injury. These benefits can begin after your Temporary Total Disability benefits end.
Permanent Total Disability
If it has become clear that you will be unable to work due to a work-related injury, Permanent Total Disability benefits are available. PTD benefits are typically the same amount you were receiving for TTD. Permanent total disability is available for life.
Third Party Claims
If you were injured at work because of the negligent actions of a third party, then you are not only entitled to file a Workers' Compensation Claim, but also a Third Party claim. At Radano and Lide, we can guide you through the process for both claims. Our initial consultations are free, and we only get paid if we get a monetary recovery for you.