Purchasing auto insurance can be a confusing and frustrating experience. However, since 1983 at Radano & Lide, we have been educating and assisting our clients on the type of auto insurance that best fits their individual needs and ensures that their rights under their automobile insurance are appropriately protected.
When you are getting ready to compare and purchase Auto Insurance, make sure you organize yourself before calling and have the following information:
1. Driver's license
2. Details about your car. For example, vehicle ID, make, model, safety features,
3. current odometer reading, and an estimate of how many miles you drive in a year,
4. Determine the number of drivers covered under the plan and their driving history;
5. and,
6. Have a copy of your current Auto Insurance Declaration Sheet to compare when
7. speaking with an Auto Insurance Agent
Below you will find some of the types of auto insurance coverages and what it covers:
• Bodily Injury covers injuries and/or death caused by you.
• Property damage covers property damages caused by you.
• Uninsured/underinsured motorist coverage covers medical and property damage
• costs after an accident with a driver who has insufficient insurance or no insurance
• at all.
• Collision is coverage for repair expenses in an automobile accident regardless of
• who is at fault.
• Comprehensive coverage is for those accidents that are beyond your control—for
• example, weather, vandalism, and hitting an animal.
• Medical coverage is for medical expenses for you and any passengers after an
• accident regardless of fault.
• Personal injury protection insurance covers medical expenses, as well as lost
• wages regardless of fault.
Choose auto insurance that best fits your lifestyle and needs. Remember that NJ is one of the most densely populated states, and the likelihood of you getting in an automobile accident is much greater than if you were living in Vermont. We recommend getting quotes from at least three different auto insurance companies before making your final decision.
One of the benefits of being a Radano & Lide client is that we take pride in educating and helping our clients purchase the right auto insurance for their specific needs. To learn more about how the offices of Radano & Lide can help you, visit us at www.radanoandlidenj.com
or TEXT RLINJURY to 85100
for VIP Legal Services or call us at 856-691-2500. We look forward to assisting you!